Michigan 529 Advisor Plan

Managing Your Account

Good job! You’ve opened your Michigan 529 Advisor Plan account — you’re on the road to saving for college. Now, discover everything you need to know to manage your account online or by mail.

If you’re wondering how to get money into your account, out of your account, plus anything else you might need to do along the way to manage your plan, you have come to the right place.

If you find yourself here but you haven’t opened an account yet, here’s how to get started or get more information on the Michigan 529 Advisor Plan.

All forms are in PDF format and require the free Adobe Acrobat Reader.


Making Contributions & Withdrawals

Getting money into or from your account are among the most frequent transactions you’ll make with your Michigan 529 Advisor Plan account. Here are all the ways you can do it, whether online or by mail.



Making a One-Time Electronic Funds Transfer

Have you received a tax return, bonus, inheritance, or other lump sum you wish to put towards saving for college? To make a one-time electronic funds transfer from a checking or savings account to your 529 plan, follow these instructions.


What You’ll Need

If you haven’t already set up your payment information, or if you wish to make this contribution from a different bank account, you will first need to Update Your Account Information with the following information:

Checking or savings account number

Bank routing number

Name as it appears on the account

Bank’s name and telephone number


How to Do It

  1. Login to your account Online. Once you’ve logged in, you will go directly to the contribution page.
  2. Select ‘One Time Contribution’.
  3. Enter the contribution amount.
  4. If no allocation instructions are on file indicate how you would like the contribution split amongst your investment portfolios.
  5. Select the bank account from the drop down menu.
  6. Select continue.
  7. Verify all contribution information is correct.
  8. Select submit and you’re done!
Setting up Bill Pay with your Bank

Simplify regular contributions to your 529 Account by the click of a button on the Bill Pay option using your own Bank. Pay privately, securely and reliably. Save time and stay efficient by using your Bank’s Bill Pay feature.

To set up your Bill Pay online with your Bank, please use the following information:

Name of Payee: Michigan 529 Advisor Plan

Address:

PO Box 55070
Boston, MA 02205-5070
1-866-529-8818

Complete the memo line:

Include the account’s four digit investment option (fund) number1, followed by a hyphen, and the account number. E.g. xxxx-xxxxxxx. (Please note that account numbers generally are between six and ten digits).

Recurring Payments:

Some online bill pay services offer recurring (automatic) payments. Check with your Bank on this option.


1 This must be an option that exists in your account, not a new choice. To find the investment option number, refer to your account statement (page 2), or log into your account for reference.

Making Payment Contributions by Personal Check, Teller’s Check or Cashier’s Check

With the Michigan 529 Advisor Plan you get more ways to pay. With a minimum $25 dollar contribution, you can make an additional one-time payment using a personal check, Teller’s Check or Cashier’s check.


What You’ll Need

To make this payment, you’ll need:

Your basic Michigan 529 Advisor Plan account number

Account owner name

Beneficiary name

A printed copy of the Additional Contribution form


How to Do It

  1. Download and complete the form.
  2. Be sure to verify your account information is correct.
  3. Select the Check payment type.
  4. Select the investment portfolios you want your contribution to be credited towards.
  5. Make the check payable to Michigan 529 Advisor Plan.
  6. Mail the completed form and you’re done!

Where to Mail Forms

Standard Delivery Overnight Delivery Only
Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070
Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021
The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

STANDARD DELIVERY

Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070

OVERNIGHT DELIVERY ONLY

Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021

The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

Setting up Automatic Contributions

With the Michigan 529 Advisor Plan, making regular contributions automatically is easy and worry-free. Set up recurring contributions from your checking or savings account to your 529 plan in minutes. Once complete, you can change automatic contributions to your account at any time.


What You’ll Need to Do It Online

To set up your automatic contribution plan online, you will first need to Update Your Account Information with the following information:

Checking or savings account number

Bank routing number

Name as it appears on the account

Bank’s name and telephone number


How to Do It Online

  1. Login to your account Online. Once you’ve logged in, you will go directly to the “Auto Contribute” page.
  2. Select “Add a New Automatic Contribution Plan”.
  3. Enter the contribution amount.
  4. Select the dates and months for the contributions.
  5. Select the bank from the drop down menu, then hit continue.
  6. Verify contribution information is correct (bank, amount, and allocation portfolios).
  7. Select submit and you’re done!

What You’ll Need to Do It By Mail

Before setting up or changing your Automatic Contribution Plan by mail, you’ll need to have your:

Michigan 529 Advisor Plan account number

Checking or savings account number

Bank routing number

Name as it appears on the account

Bank’s name and telephone number

A printed copy of the Account Information Form


How to Do It by Mail

  1. Download and complete the form.
  2. Be sure to verify your account information is correct.
  3. Select the investment portfolios you want your Automatic Contribution Plan to be credited towards.
  4. Mail the voided check and completed form and you’re done!

Where to Mail Forms

Standard Delivery Overnight Delivery Only
Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070
Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021
The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

STANDARD DELIVERY

Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070

OVERNIGHT DELIVERY ONLY

Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021

The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

Making Gift Contributions

As a friend or family member, one of the best gifts you can offer is a gift contribution to a child’s Michigan 529 Advisor Plan. You can mail a gift in by using our downloadable gift certificate form, though you will need to request a few key pieces of account information.


What You’ll Need

For mail-in gift contributions, you’ll need:

Michigan 529 Advisor Plan account number

The investment portfolio number

The account owner’s name

The beneficiary’s (future student’s) name

A printed copy of the gift deposit form


How to Do It

  1. Download and complete the form.
  2. Be sure to verify the account information (including owner’s name, account number, and investment portfolio account number) is correct.
  3. Make out a check payable to the Michigan 529 Advisor Plan.
  4. Mail the check and completed gift certificate form to the plan (not the account owner) and you’re done!

Additional Information

Account owners will receive confirmation for contributions made via gift certificate, eGift, check, or one-time online contribution.


Where to Mail Forms

Standard Delivery Overnight Delivery Only
Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070
Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021
The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

STANDARD DELIVERY

Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070

OVERNIGHT DELIVERY ONLY

Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021

The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

How to Manage an Incoming Rollover from another 529 College Savings Plan Account

If you already have a college savings account, wonderful! You’re that much further ahead. And there’s more good news. With the Michigan 529 Advisor Plan you’re allowed to rollover the partial or complete balance from any other 529 plan into your account.


What You’ll Need

To make this transfer, you’ll need:

Your Michigan 529 Advisor Plan basic account information

The incoming account’s name, address and complete information

The former beneficiary name and SSN if applicable

A printed copy of the Rollover Form for New or Existing Accounts


How to Do It

  1. Download and complete the form.
  2. Be sure to verify your account information is correct.
  3. Select either Direct or Indirect Rollover type.
  4. Choose whether you’re transferring the full or partial balance.
  5. Select the investment portfolios you want your contribution to be credited towards.
  6. Check with your previous plan to confirm if they require a Medallion signature guarantee before submitting the form.
  7. Mail the completed form and you’re done!

Additional Information

To make this change free of federal taxes and penalties, the plan you’re transferring funds from must have the same designated beneficiary or a qualifying family member as beneficiary. Consult your tax advisor.


Where to Mail Forms

Standard Delivery Overnight Delivery Only
Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070
Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021
The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

STANDARD DELIVERY

Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070

OVERNIGHT DELIVERY ONLY

Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021

The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

Redemption of Proceeds from a Coverdell ESA or Qualified U.S. Savings Bond

With the Michigan 529 Advisor Plan you can roll certain existing educational accounts into your plan. For instance, if you’ve been using a Coverdell account or savings bonds to pay for your child’s primary or secondary education and you still have funds left, you can transfer part or all of those proceeds to your account. As long as the beneficiary is the same, you can even do it free from federal taxes and penalties.


What You’ll Need

To make this transfer, you’ll need:

Your Michigan 529 Advisor Plan basic account information

The incoming account’s name, address and complete information

The former beneficiary name and SSN if applicable

A printed copy of the Additional Contribution form


How to Do It

  1. Download and complete the form.
  2. Be sure to verify your account information is correct.
  3. Choose whether you’re transferring the full or partial balance.
  4. Select the investment portfolios you want your contribution to be credited towards.
  5. Mail the completed form and you’re done!

Additional Information

For a Coverdell ESA, you must submit an account statement issued by the financial institution that acted as trustee or custodian of the Coverdell ESA that shows the principal and earnings portions of the redemption proceeds.

If you’re contributing amounts from a savings bond, you must submit an account statement or IRS Form 1099-INT issued by the financial institution that redeemed the bonds showing the interest portion of the redemption proceeds. Consult your tax advisor.


Where to Mail Forms

Standard Delivery Overnight Delivery Only
Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070
Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021
The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

STANDARD DELIVERY

Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070

OVERNIGHT DELIVERY ONLY

Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021

The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

Making Withdrawals

Are you getting ready to withdraw funds for the first time? If so, you’ll find you can make a withdrawal online or by mail. But there are few things to be aware of. Withdrawals fall into three categories: qualified, taxable and non-qualified. You can find out more about the differences here. Only qualified withdrawals may be made without federal income tax or penalties.


What You’ll Need for an Online Transfer

If you haven’t already set up an account to receive the funds, for either yourself or the beneficiary, you will need to Update Your Account Information with the following details:

Checking or savings account number

Bank routing number

Name as it appears on the account

Bank’s name and telephone number

Otherwise, you will receive the funds by check.

It’s important to keep in mind you won’t be able to withdraw a contribution until 10 days after receipt of that contribution. Please note, if you change:

  • Your mailing address
  • Banking information
  • Add a new bank account

Or transfer the account to a new owner, no withdrawals may be made for 30 days. Additional requirements may apply to requests of $100,000 or more.


How to Do It

  1. Login to your account Online. Once you’ve logged in, you will go directly to the “Withdrawal” page.
  2. Select “Withdrawal.”
  3. Select a Payee from the dropdown menu (you, the beneficiary, or the school).
  4. Enter the withdrawal amount from each investment type or select “all dollars” to liquidate the entire investment portfolio.
  5. Select the recipient of the funds:
    • a) If selecting yourself or the beneficiary, choose which bank account to have the funds transferred to or delivery by check in the drop down box.
    • b) If going to the school, then select the school from the drop down menu, or add a new school.
    • c) Select continue once you make your choice.
  6. Verify withdrawal information is correct (amount, allocation portfolios, delivery method).
  7. Select submit and you’re done!

What You’ll Need to Make a Withdrawal By Mail

If you wish to transfer the money by an Electronic Funds Transfer, you will need either your bank account or the beneficiary’s bank account information, including:

Checking or savings account number

Bank routing number

Name as it appears on the account

Bank’s name and telephone number

A printed copy of the Withdrawal Request Form

Otherwise, you will receive the funds by check.


How to Do It

  1. Download and complete the form.
  2. Be sure to verify your account information is correct.
  3. Select the type of withdrawal.
  4. Select the amount of withdrawal.
  5. Select the investment portfolios you want to withdraw the funds from.
  6. Choose recipient type as either yourself, the beneficiary, or the school.
  7. Choose the form of payment.
  8. If by EFT, funds will be sent to the Account Owner’s bank on file.
    If by check, fill in the recipient’s address.
  9. Sign and mail in the completed form and you’re done!

Where to Mail Forms

Standard Delivery Overnight Delivery Only
Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070
Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021
The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

STANDARD DELIVERY

Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070

OVERNIGHT DELIVERY ONLY

Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021

The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

Managing Account Information

Getting key tax documents, transferring accounts, changing contingent...during the lifecycle of your Michigan 529 Advisor Plan account you may need to do all of these things and more. Below you’ll find step-by-step processes with everything you’ll need to know to manage your account.


Reviewing Account Statements, Activity & Tax Reports

With the Michigan 529 Advisor Plan, login to view account statements and recent activity online at any time...or grab important documents like tax reports. It’s all as simple as logging in.


How to Do It

  1. Login to your account Online.
  2. Once logged in, select the “Statements & Forms” from the top of the navigation page.
  3. Within Statements & Forms, you”ll find options for viewing recent activity, printing account statements, and getting tax reports.

Additional Information

If you take a withdrawal from the Michigan 529 Advisor Plan, sometime during the tax season you will likely receive a 1099Q for any withdrawals made the previous year. This tax document includes the total of all withdrawals you make during a given year and may be taxable depending on the withdrawal type.

Transfer Account Ownership

At some point, you may find you want to transfer ownership of your account to another individual or entity eligible to be an Account Owner. You can make this transfer by submitting the appropriate Plan form. This in effect opens a new account for the beneficiary with the new owner. It’s important to note, depending upon who the new owner is in relation to the beneficiary, taking this action can have various tax implications.


What You’ll Need

To complete this process you do not need to change the Beneficiary if you transfer Account ownership, but you’ll need:

Your Michigan 529 Advisor Plan current account information

The new owner’s name, SSN, address and contact information

A printed copy of the Account Information Change form


How to Do It

  1. Download and complete the form.
  2. Be sure to verify your account information is correct.
  3. Include the new account owner’s information.
  4. Select the investment portfolios you wish to transfer, including the amounts.
  5. Mail in the completed form.

Additional Information

A transfer of the ownership of an Account will be effective only if the assignment is irrevocable, and transfers all rights, title, and interest in the Account.


Where to Mail Forms

Standard Delivery Overnight Delivery Only
Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070
Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021
The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

STANDARD DELIVERY

Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070

OVERNIGHT DELIVERY ONLY

Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021

The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

Updating Account Information

Over the lifetime of your account you’ll probably need to change contact information, bank instructions, notifications, password, and security questions. With the Michigan 529 Advisor Plan you can do all of it in one place online, or fill out and mail in the form.

Would you also like to receive confirmations of account activity in addition to quarterly as well as annual account statements online? Why not set up eDelivery? It’s faster, more convenient and environmentally friendly.


What You’ll Need to Do It Online

To complete this process you do not need to change the Beneficiary if you transfer Account ownership, but you’ll need:

The new address, bank, or contact information.


How to Do It Online

  1. Login to your account Online.
  2. Once logged in, select "My Profile" from the top of the navigation page.
  3. Within My Profile, you’ll find options for changing:
    • Contact Information
    • Username
    • Password
    • Security Questions
    • Bank Instructions
    • eDelivery
    • Allocation Instructions
  4. Select the field you wish to change, enter the new information or follow the instructions.
  5. Save your changes and you’re done.

What You’ll Need to Do It By Mail

To complete this process, you’ll need:

The new address, bank, or contact information.

You current account information

A printed copy of the Account Information Change form.


How to Do It By Mail

  1. Download and complete the form.
  2. Be sure to verify your account information is correct.
  3. Update the relevant owner, contingent, or beneficiary information.
  4. If required, include a Medallion signature guarantee before submitting the form.
  5. Mail in the completed form.

Where to Mail Forms


Standard Delivery Overnight Delivery Only
Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070
Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021
The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

STANDARD DELIVERY

Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070

OVERNIGHT DELIVERY ONLY

Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021

The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

Updating Account Contingent Information

Depending upon when you open your Michigan 529 Advisor Plan account, you will likely have it for years, even decades. If you didn’t add a contingent owner at creation, you may want to designate one in the event of your death or change the existing account contingent as your life situation changes. For instance, say you’re a parent who put your kid through school and now they’re starting a family of their own. If there are funds remaining you could designate your child as the contingent owner to use for their own children.


What You’ll Need

If adding or removing an account contingent, you’ll need:

The contingent’s full name, birthdate, and SSN.

Their mailing address, phone number, and email.

A printed copy of the Account Information Change form.


How to Do It

  1. Download and complete the form.
  2. Be sure to verify your account information is correct.
  3. Update the relevant owner, contingent owner, or beneficiary information.
  4. If required, include a Medallion signature guarantee before submitting the form.
  5. Mail in the completed form.

Where to Mail Forms

Standard Delivery Overnight Delivery Only
Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070
Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021
The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

STANDARD DELIVERY

Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070

OVERNIGHT DELIVERY ONLY

Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021

The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

Adding Children

If you wish to add an account for an additional child, it’s as simple and straightforward as opening your first account. Complete the process with the help of your financial advisor.


Changing Beneficiaries

Even after you open an account you may designate a new beneficiary without penalty, so long as it’s an eligible family member of the former beneficiary.


What You’ll Need

To complete this process, you’ll need:

Your Michigan 529 Advisor Plan current account information

The new beneficiary’s name, SSN, address and contact information

A printed copy of the Account Information Change form


How to Do It

  1. Download and complete the form.
  2. Be sure to verify your account information is correct.
  3. Include the new beneficiary’s full information.
  4. Select the investment portfolios you wish to transfer, including the amounts.
  5. Mail in the completed form.

Where to Mail Forms

Standard Delivery Overnight Delivery Only
Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070
Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021
The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

STANDARD DELIVERY

Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070

OVERNIGHT DELIVERY ONLY

Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021

The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

Managing investments

Changing the Investment Strategy for Previously Contributed Funds

While there are Age-Based Options that offer a simple, all-in-one option, you may be using another investment choice or find you want to change investment portfolios anyway. You may want to talk to your financial advisor before making any changes.

Twice per calendar year, you may opt to redistribute existing funds among your various investment portfolios.


How to Do It Online

  1. Login to your account Online. Once you’ve logged in, you will go directly to the ‘Rebalance’ page.
  2. Select ‘Rebalance’ for the child you will be rebalancing the funds for.
  3. Choose either ‘dollars’ or ‘percent’ and then select which investment portfolios you want to move the money from.
  4. Select the investment portfolios you want to move the money to, then select continue.
  5. Verify the rebalance information.
  6. Submit and you’re done!

What You’ll Need to Rebalance by Mail

Before rebalancing or changing investment portfolios, you’ll need:

Your Michigan 529 Advisor Plan account information

A printed copy of the Transfer Among Investment Portfolios form


How to Do It By Mail

  1. Download and complete the form.
  2. Be sure to verify your account information is correct.
  3. Select the investment portfolios you want rebalance from.
  4. Be sure to choose either dollar amount or percentage amount.
  5. Select the investment portfolios you wish to transfer to, including percentage amount.
  6. Mail in the completed form.

Where to Mail Forms

Standard Delivery Overnight Delivery Only
Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070
Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021
The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

STANDARD DELIVERY

Michigan 529 Advisor Plan
PO Box 55070
Boston, MA 02205-5070

OVERNIGHT DELIVERY ONLY

Michigan 529 Advisor Plan
30 Dan Road
Canton, MA 02021

The Michigan 529 Advisor Plan cannot accept cash contributions, starter checks, traveler’s checks, credit cards, convenience checks and some other forms of payment.

Changing the Investment Strategy for Future Contributions

Though you can only rebalance existing funds twice per year, you can choose to add an investment portfolio for any new contribution at the time you make it. You may also set up allocation instructions for how you would like any future contributions credited to your account.


How to Do It Online

  1. Login to your account Online. Once you’ve logged in, you will go directly to the ‘Allocation Instructions’ page.
  2. Select ‘Update Allocation Instructions’ for the child you will be adding or changing allocation instructions for.
  3. Choose the percentages for each investment portfolio you want to make future contributions to.
  4. Verify the allocation instruction information.
  5. Submit and you’re done!